pakistan bank deposits Pakistan's banking - StateBankofPakistanRemittances data Pakistan Pakistan Bank Deposits Surpass Trillion Mark: An In-depth Analysis

Sbpdeposits Pakistan's banking deposits have witnessed an unprecedented surge, crossing the significant milestone of PKR 31 trillionBank deposits reach Rs31 trillion, investments surge as This remarkable growth, especially in the Pakistan's banking sector, reflects a dynamic economic landscape and provides critical insights into the financial health and behavior of financial institutions within PakistanPakistan Bank credit to deposits - data, chart This article delves into the specifics of these bank deposits, exploring their current standing, trends, and the factors contributing to their expansionReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans 

The latest reports indicate that by January 2025, deposits in Pakistan's banking sector reached an impressive PKR 31Real interest rate (%) - Pakistan03 trillion, marking a substantial 12Disclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data.6% year-on-year increaseReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans  This upward trajectory continued, with total deposits held by scheduled banks reaching PKR 35Bank depositsas a share of gdp reached 36.2% in 2021 inPakistan, according to the National CentralBank. This is 0.444% less than in the previous year.5 trillion by June 2025, an 82025917—Personaldepositsnow account for nearly half ofPakistan'stotalbanking deposits, highlighting the dominant role of households and 5% incrementBank Deposits By Category of Depositors - Pakistan (Rural) This steady accumulation of funds within the banking system is a positive indicator for economic stability and growthReal interest rate (%) - Pakistan

Delving deeper into the composition of these bank deposits, personal deposits now constitute nearly half of the total banking deposits in PakistanDisclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data. This highlights the significant role of households and individuals in bolstering the deposit base of the country's banks2025715—Bank depositsincrease 8.5% to Rs35.5tr in Jun July 15, 2025 (MLN) The totaldepositsheld by scheduledbankshave moved up by 8.5% to Rs35.5  Financial entities like Meezan Bank also contribute to the overall deposit landscape, although specific figures for their total deposits would require dedicated reporting2025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase, 

The National Central Bank of Pakistan has also provided valuable data regarding bank deposits as a share of GDP2025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase,  In 2021, this figure stood at 36𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐊𝐢𝐧𝐠 | Mir Nejib Rahman2% of GDP, showing a slight decrease of 0Real interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans 444% from the preceding year2024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments. While this is a crucial metric for understanding the depth of financial intermediation, the absolute growth in bank deposits in subsequent years suggests a strengthening of the formal financial sectorReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans 

Furthermore, the credit-to-deposit ratio offers another lens through which to view the banking sector2025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase,  In 2021, bank credit as a percentage of bank deposits in Pakistan reached 48The Current KingPAKISTAN NBP takes the crown with the highest CAdepositof nearly Rs 2 trillion, but they have certain advantages over 16 percent, an increase from 46Disclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data.1 percent in 2020Pakistan Bank credit to deposits - data, chart This indicates that banks are actively being utilized to finance various economic activities, a healthy sign for an economy𝐓𝐡𝐞 𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐊𝐢𝐧𝐠 | Mir Nejib Rahman

The information provided by the State Bank of Pakistan (SBP) is pivotal in understanding these trendsDisclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data. While the SBP deposits figures are directly related to this overall growth, the State Bank of Pakistan's interest rate policies and its stance on remittances data and exchange rates also indirectly influence the attractiveness of holding deposits within the countryReal interest rate (%) -Pakistanfrom The WorldBank Data. Depositinterest rate (%) ·Banknonperforming loans to total gross loans  A favorable macroeconomic environment, often steered by the State Bank of Pakistan's monetary policy, encourages people to keep their savings in banksDisclaimer This Data Portal is provided for information purposes only. Though KarandaazPakistan(Karandaaz) and CS Solutions (Pvt) Limited (CS) try their best to use highest standard of data collection, however we do not guarantee the timeliness, accuracy and completeness of the data. The interest rates of banks in Pakistan play a crucial role in this decision-making process for depositorsBank Deposits (As % of GDP) in Pakistan

It is important to note that while Karandaaz Pakistan and CS Solutions (Pvt) Limited strive to provide accurate data, especially concerning bank deposits by category of depositors in Pakistan (Rural), they emphasize that their data portals are for informational purposes only and do not guarantee timeliness, accuracy, or completeness2025917—Personaldepositsnow account for nearly half ofPakistan'stotalbanking deposits, highlighting the dominant role of households and  Nevertheless, the overall picture painted by the available data is one of robust growth and increasing public trust in the banking system of Pakistan2024129—bank deposits. In a high-return environment, the domes}cdepositsin scheduledbanksofPakistanhave surpassed an unprecedented mark of PKR 31 trillion. As a result, the premium receipts for FY. 2023-24 from memberbankswitnessed an increase of nearly 16 percent while income from investments. The continued expansion of bank deposits is a testament to the growing financial inclusion and the increasing confidence of citizens in the stability and reliability of Pakistan's financial institutionsAnnual Report 2023-24 The deposit base is crucial for financial stability and economic development2025321—KARACHIDepositsinPakistan's bankingsector reached Rs31.03 trillion in January 2025, reflecting a 12.6% year-on-year (YoY) increase,